The paper analyses the financing options for local and regional authorities for climate change adaptation. It presents various public and private sources of financing, including public-private partnerships, investment funds and insurance mechanisms. It focuses on overcoming barriers to raising funds and highlights the importance of public-private cooperation. It provides case studies from the European Union that demonstrate successful adaptation financing projects. It concludes with recommendations for local authorities, private investors and policymakers to improve the availability and effectiveness of adaptation financing. The entire document